I am looking for a professional to discuss the planning for a mortgage and the building of credit. any advice?

I guess what I wanrt to differentiate from is someone like a financial advisor, who is there to advise on different investments and such. I simply want to sit down and talk to someone who will help me make a plan on what to do with my current mortgage, how to use the equity I have there and continue on.I am looking for a professional to discuss the planning for a mortgage and the building of credit. any advice?
You should look up an enrolled agent - www.naea.org. There will be income tax consequences and you need to plan ahead so you do not get clobbered by taxes. There are, of course, a few good CPAs and financial planners, but you should NOT go to them unless they are EAs - enrolled agents - which means they specialize in income tax and keep up with the Federal and State income tax laws.





You will be approached by a pyramid scheme outfit called Primerica. You should most definitely read the exposes online and the books that have been written exposing A.L. Williams, Inc, as well as Primerica, which took them over in 1988. Citigroup, which owns Primerica, is attempting to dump Primerica. If you do decide to go with a mortgage or refinance with Primerica, you should consult your attorney first.





You definitely should refinance now. stay away from mortgage brokers and investment bankers that you have never heard of. If you have nowhere to turn, you really might want to consider going to an enrolled agents meeting in the district of the state where you live. Some of those EAs know attorneys and, more than likely, you will find one who knows a fairly honest mortgage broker. Really hard to find a totally honest one, as you already know.





I went to a lot of EA meetings and, for that matter, studied for the examination, passed; passed the IRS background check and became an enrolled agent. The seminars were educational for me and a lot of fun. You meet a lot of high class people. Best to you.I am looking for a professional to discuss the planning for a mortgage and the building of credit. any advice?
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I found a site (www.trusted-mortgage-advice.com) that offers mortgage advice from people who are not financial advisors or mortgage brokers. They have a bunch of free advice on the site but they also offer more specific consultations if you like for a small fee. In any case it's cheaper than a mortgage broker.
Go to http://daveramsey.com and listen to his radio show. He has lots of great common sense advice on money and debt. It doesn't cost a dime to listen. It's a 3 hour show everyday and you can call in for help. It's free and if you don't like his advice, you can move on.